Rachel Hillier
Rachel is a corporate and commercial lawyer, advising on a broad range of regulatory issues in the financial services and technology sectors, commercial contracts and transactions generally.
A large part of Rachel’s work is in the financial services, information technology and life sciences sectors, particularly FinTech and InsurTech. Her clients include wealth management firms, broker dealers, placement agents, insurers, insurance brokers and SIPP operators.
Rachel has acted on the sale and purchase of various regulated companies, advising on FCA authorisation and change of control, regulatory requirements relating to the launch of new products and services, changes to FCA rules, compliance with PRA and FCA rules and EU regulations, contingency planning for Brexit, and drafting and negotiating customer terms of business, KYC and IPID documents, appointed representative agreements, distribution and outsourcing agreements.
“Rachel has provided us with the highest level of service for a number of years. We are in a business where agility is demanded and Rachel has responded to our requirements with great pace and skill which has been extremely valuable to Bio.”
Bio Trading Limited
- Advising SIPP operator Hartley Pension Ltd in setting up a new regulated SIPP scheme and in the acquisition of various SIPP assets. Providing on-going corporate, commercial, trust and regulatory advice.
- Drafting commercial contracts and giving regulatory advice to iXledger in setting up a new broker/insurer platform using blockchain technology.
- Regulatory advice to various start-ups seeking to raise funds via ICOs. Verifying white papers, giving written advice on the regulatory position of proposed crypto-currencies, drafting pre-seed, pre-sale and sale documentation for the ICO.
- Acting for an insurance intermediary offering “pay-per-mile” motor insurance using a telematic advice. Giving written advice on FCA regulation, drafting customer terms and conditions, privacy policy and website terms. Reviewing contracts with underwriters.
- Advising on the effects and implementation of MiFID II and IDD. Reviewing existing agreements to ensure compliance with new regulatory requirements.
- Regulatory advice for financial services and ICO businesses
- FCA authorisation and change of control applications
- Advising on the interpretation and implementation of FCA, PRA and EU regulations
- Trust law, governance and regulatory advice relating to SIPP and SAS pension schemes.
- Corporate restructuring of financial services businesses
- Advising on, drafting and negotiating commercial contracts
- Transactional work for regulated and technology firms
- Joint ventures
- Outsourcing agreements.
Career
- Associate at Capital Law (2017 – Present)
- Solicitor at Capital Law (2015 – 2017)
- Consultant solicitor at David Prosser & Co. (2008 – 2015)
- Managing partner at Le Brasseurs (2005 – 2008)
- Solicitor at Le Brasseurs (2003 – 2005)
- Solicitor at Caporn Campbell (2000 – 2003)
- Solicitor at Hardmans (1999 – 2000)
- Trainee solicitor at Hardmans (1997 – 1999)
Education
- University of the West of England – Legal Practice Course (1996 – 1997)
- University of the West of England Post Graduate Diploma in Law (1995 – 1996)
- Canterbury Christ Church University Bachelor of Arts: History, 2:1 (1992 – 1995)
Memberships
- The Law Society of England and Wales
- School Governor at Ysgol y Ddraig