Rachel Hillier
Rachel is a specialist Financial Services lawyer.
Rachel advises on a broad range of regulatory issues in the financial services and technology sectors, commercial contracts and transactions generally.
Her clients are Fintechs and Insurtechs, DLT and crypto-asset businesses, wealth management firms, IFAs, banks, mortgage providers, loan and consumer credit providers, financial services comparators, placement agents, insurers, insurance brokers and SIPP operators.
Her work includes financial services regulatory advice, FCA authorisation and change of control, regulatory advice relating to the launch of new products and services, changes to FCA rules, compliance with PRA and FCA rules and EU regulations, contingency planning for Brexit, drafting and negotiating customer terms of business, KYC and IPID documents, appointed representative agreements, distribution and outsourcing agreements. She has advised on the sale and purchase of various financial services businesses.
Rachel is one of a limited number of UK lawyers with experience of advising on the commercial and regulatory aspects of cryptoassets, blockchain and token sales. She is also a member of the Fintech Wales advisory board.
Many thanks for this succinct summary of the regulatory status of our various activities. I think this is an exceptional body of work.
Ian Pettifor
Co-Founder and CFO | Azur GroupRachel has provided us with the highest level of service for a number of years. We are in a business where agility is demanded and Rachel has responded to our requirements with great pace and skill which has been extremely valuable to Bio.
Bio Trading Limited
- Advising SIPP operator Hartley Pension Ltd in setting up a new regulated SIPP scheme and in the acquisition of various SIPP assets. Providing on-going corporate, commercial, trust and regulatory advice.
- Drafting commercial contracts and giving regulatory advice to iXledger in setting up a new broker/insurer platform using blockchain technology.
- Regulatory advice to various start-ups seeking to raise funds via ICOs. Verifying white papers, giving written advice on the regulatory position of proposed crypto-currencies, drafting pre-seed, pre-sale and sale documentation for the ICO.
- Acting for an insurance intermediary offering “pay-per-mile” motor insurance using a telematic advice. Giving written advice on FCA regulation, drafting customer terms and conditions, privacy policy and website terms. Reviewing contracts with underwriters.
- Advising on the effects and implementation of MiFID II and IDD. Reviewing existing agreements to ensure compliance with new regulatory requirements.
- Regulatory advice for financial services and ICO businesses
- Regulatory advice relating to the launch of new products and services
- Contingency planning for Brexit
- FCA authorisation and change of control applications
- Advising on the interpretation and implementation of FCA, PRA and EU regulations
- Trust law, governance and regulatory advice relating to SIPP and SAS pension schemes.
- Corporate restructuring of financial services businesses
- Advising on, drafting and negotiating commercial contracts
- Transactional work for regulated and technology firms
- Joint ventures
- Drafting and negotiating customer terms of business
- KYC and IPID documents
- Appointed representative agreements
- Distribution and outsourcing agreements.
Career
- Senior Associate (2019 – Present)
- Associate at Capital Law (2017 – 2019)
- Solicitor at Capital Law (2015 – 2017)
- Consultant solicitor at David Prosser & Co. (2008 – 2015)
- Managing partner at Le Brasseurs (2005 – 2008)
- Solicitor at Le Brasseurs (2003 – 2005)
- Solicitor at Caporn Campbell (2000 – 2003)
- Solicitor at Hardmans (1999 – 2000)
- Trainee solicitor at Hardmans (1997 – 1999)
Education
- University of the West of England – Legal Practice Course (1996 – 1997)
- University of the West of England Post Graduate Diploma in Law (1995 – 1996)
- Canterbury Christ Church University Bachelor of Arts: History, 2:1 (1992 – 1995)
Memberships
- The Law Society of England and Wales
- School Governor at Ysgol y Ddraig